Nugroho, Anton, Mukhamad Najib, and Megawati Simanjuntak. “Factors Affecting Consumer Interest In Electronic Money Usage With Theory Of Planned Behavior (TPB)”. Journal of Consumer Sciences 3, no. 1 (February 28, 2018): 15-27. Accessed December 9, 2022. https://ilkom.journal.ipb.ac.id/index.php/jcs/article/view/20407.